Image supplied. Finance Minister Enoch Godongwana’s 2026 National Budget includes several consumer facing tax moves aimed at easing pressure on households and encouraging long-term saving. While some expected increases were announced (such as fuel levy and sin taxes), the Budget Speech also offered relief through inflation-linked adjustments to personal income tax brackets and higher limits for tax-efficient saving. Roxanne Tobias, Actuary and Head of Marketing & Communicatio

Archived . Build your financial crew Surround yourself with people who understand money – it could be a credit coach, financial adviser, or even a savvy friend – someone who can help you navigate the credit maze. Don’t do it alone; lean on those who have walked the path before. Start with the basics Begin with small steps. A cell phone contract or a retail store account is an excellent way to dip your toes into the credit pool. Remember: only spend what you can pay off in ful

Image supplied. There are several income solutions available to choose from when you retire, each meeting different requirements. The two traditional ones that are currently used to provide retirees with an income from their retirement savings are a guaranteed life annuity and a living annuity. However, when it comes to choosing a sustainable retirement income solution that will allow you to retire with confidence, there is no one-size-fits-all solution, and managing the reti